1 min read
“Credit Checks” in California? There’s (Another) Disclosure for That!
Last month we discussed California’s Investigative Consumer Reporting Agencies Act (“ICRAA”) and the state-specific disclosures required by the ICRAA...
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INDUSTRY NEWS (19)
2 min read
Background Reports in California? There’s a Disclosure for That!
May 28, 2020 12:00:00 AM
You’re probably aware of the federal Fair Credit Reporting Act (“FCRA”) disclosure and authorization requirements for employers that want to obtain...
2 min read
Suffolk County, New York Passes Ban the Box Law
May 15, 2020 12:00:00 AM
We have previously discussed several new “ban the box” laws at the local, state, and even federal level. On March 17, 2020, Suffolk County, New York...
2 min read
The Ninth Circuit, Once Again, Addresses FCRA Disclosure and Authorization Requirements
May 6, 2020 12:00:00 AM
The Ninth Circuit Court of Appeals has recently issued a few well-publicized decisions on Fair Credit Reporting Act (“FCRA”) disclosure and...
2 min read
The Ninth Circuit Takes on Background Report Disclosures (Again)… and Pre-Adverse Action Requirements Too
Apr 21, 2020 12:00:00 AM
We have previously written about Gilberg v. California Check Cashing Stores, LLC, a recent decision by the Ninth Circuit Court of Appeals that dove...
2 min read
FTC Takes Action Against Using Consumer Reports for an Impermissible Purpose
Apr 14, 2020 12:00:00 AM
We have previously touched on the Fair Credit Reporting Act (FCRA) requirement to have a permissible purpose to obtain a background report (called a...
1 min read
Litigation Update: Waterloo, Iowa Ban the Box Ordinance
Apr 6, 2020 12:00:00 AM
In previous articles, we have discussed both the Ban the Box ordinance passed by the City of Waterloo, Iowa and the lawsuit relating to the ordinance...
2 min read
Thinking About Adverse Action? Make a Plan!
Mar 27, 2020 12:00:00 AM
If you use a third-party agency to provide you with background reports (which are also referred to as “consumer reports”), you may want to...
1 min read
Columbia, SC Amends their Ban the Box Law
Mar 16, 2020 12:00:00 AM
We had previously discussed a Ban the Box law in Columbia, South Carolina, that went into effect in August 2019.
2 min read
U.S. House of Representatives Passes FCRA-Amending Bill: The Comprehensive CREDIT Act of 2020
Mar 4, 2020 12:00:00 AM
On January 29, 2020, the United States House of Representatives passed the “Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and...